Your Investment Goals Are Our Business

We serve our clients by providing unbiased investment management services.

About Us

AmeriTrust Capital Management is a fee-only investment advisor dedicated to providing personalized investment advice to individuals and businesses.

For over twenty years, our primary focus has been to provide unbiased services that are designed to assist our clients in achieving their long-term investment and financial goals. 

What's Your Financial Freedom?

A big part of financial freedom is having your heart and mind free from worry about the what-ifs of life.

-Suze Orman

Our Services

US Government Securities

In today’s uncertain investment environment, U.S. Treasuries Securities offer a safe, secure, government-guaranteed option for investors worried about the impact of the recent economic downturn on their savings.

Individual Securities

Individuals have access to a variety of investment vehicles that can be used to help them meet their short and long-term goals.  The suitability of one investment over another depends largely on the individual’s financial situation and his or her own preferences, priorities and tolerance for risk

Planning for Business Owners

Growing a business is a difficult undertaking today as business owners must confront a myriad of tax laws and regulations while trying to effectively create products or services, manage their employees, develop and cultivate clients, and do so profitably.

Small Business Retirement Plans

The creation of the Simplified Employee Pension (SEP) and the Savings Incentive Match Plan for Employees (SIMPLE) affords smaller businesses with a way to offer their employees a retirement plan.

Success by Working Together

We serve our clients during the financial planning process through deep and meaningful relationships that last for generations.

Our Team

John G. Grelck IV

Consultant

John supports our team on a consulting basis and currently manages several accounts. His twenty year association with AmeriTrust Capital Management continues to enhance our client offerings.

John graduated from Berry College in Georgia, receiving his Bachelor of Science degree in Finance.  He is a CFP® professional and is a member of the Financial Planning Association (FPA). 

Katherine Dary

Administrative Assistant 

Katherine is the Administrative Assistant for AmeriTrust Capital Management. She is responsible for reconciling, organizing documentation and administering fees to our custodians and clients.

Katherine attended Santa Barbara City College and is working to further her interest in finance at AmeriTrust Capital Management.

Kathryn M. Noble

Portfolio Administrator 

Kathryn is the Portfolio Administrator at AmeriTrust Capital Management. She monitors the daily trading activities, account management and distributions for our clients.

Kathryn received her B.S. in Political Science, with a minor in History from U.C. Irvine. She also received her Paralegal Certificate from U.C. San Diego.

Elizabeth T. Kavaloski

CFO

Elizabeth Kavaloski provides fiscal oversight as the CFO for AmeriTrust Capital Management. Elizabeth brings over 18 years of experience in accounting, payroll and financial reporting.

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Mark J. Kavaloski

President and CEO

Mark is the President and CEO of AmeriTrust Capital Management, Ltd. Prior to forming his own company, Mark served clients as a Trust Officer for Bank of America, Wells Fargo and Sanwa Bank.

Helping You

achieve peace of mind.

FAQs

Q

With what types of clients do you work?

Our clients consist of individuals, families and businesses. We generally work with the following clientele:

  • Individuals receiving distributions from corporate retirement plans and IRA rollovers.
  • Professionals and entrepreneurs seeking portfolio management. 
  • Multi-generational wealth, including family trusts and 529 savings plans.
  • Surviving spouses managing proceeds from estates.
  • Retirement plans for closely held companies, including 401(k) plans.
Q

How do you charge?

We are a fee‐only investment advisor. We do not receive commissions or fees based on a client’s purchase of any financial products.

Q

Where are your clients located?

While our headquarters are in Santa Ynez, California, our clients are located throughout the United States. We have a satellite office located in Los Angeles and frequently make trips to our clients, wherever they may be, to serve their financial planning needs. 

Q

How frequently will you communicate with us?

We focus on delivering proactive and transparent communication to you. If you choose, we will send you an email to approve our buy or sell recommendations along with a brief synopsis of each new equity. Depending on your account, you will receive either a monthly or quarterly report containing updates on your portfolio holdings and performance.

Lastly, you will receive updated market outlook information and important required notices from time-to-time.

Q

Will I be able to access all my information?

Absolutely. We have a client portal that is dedicated to you so that you can log in and view your information at any time. In the client portal, you can view reports such as your quarterly performance report.

Planning for Your Future

We help our clients manage the changing face of life.

Blog

Why Financial Advisors Are Still Necessary

by Mark Kavaloski on Jun 4, 2018

The rising popularity of robo-advisors has some in the industry wondering whether this is the beginning of the end for financial advisors.

In reality, robo-advisors have been able to do something that traditional financial advisors have not; get those with limited resources to begin creating a portfolio of investments.

Experienced financial planners typically don’t accept clients with less than $200,000 or (much) more in their portfolio. On the other hand, some robo-advisors are accessible with as little as $1,000, with others not having a minimum balance requirement at all.

Read More

Student Debt - 4 Tips to Get Your Finances to a Passing Grade

by Mark Kavaloski on Dec 15, 2017

So you’ve got your degree, now what?

These days, only on television is landing your dream job after graduation a thing that could actually happen. The reality is, in a recent survey of 503 - recent grads - entry-level job seekers by national career matchmaking firm GradStaf, “nearly 70 percent of respondents were either unemployed or working in a full-time non-professional job to make ends meet.” Pair that with the idea that ‘the average cost of one year at a public university for an in-state student is $20,090. That increases to $34,220 if you hail from out of state,” student debt is something far too many millennials have to face.

Read More

An Estate Planning Primer for Business Owners

by Mark Kavaloski on Nov 30, 2017

As if business owners didn’t have enough to contend in managing their business and personal finances, there is one particular aspect of their financial lives that is often neglected until it’s too late, and that is the management of their estate. Yet, it is the one area of their financial picture that, if not thoroughly planned and managed, could have the most devastating consequences for their family and their business.

Read More

5 Ways to Make Your Budget Go Further

by Mark Kavaloski on Nov 9, 2017

Bills, rent and saving for retirement makes every payday a budgeting reality. So in these times, it’s important to take some relatively easy steps to stretch your budget.

Start with your credit cards. Often people overlook where their money is going when it’s as easy as a tap, not to mention interest and fees:

1. Pay your credit card balance in full each month. If you don’t pay your credit card balance in full each month, you will be paying steep interest rates on the balance. That interest rate could easily be 15% to 20% or more annually.

Read More
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